YOUR TRUSTED MORTGAGE BROKER IN SURREY, BC
Unlock Your Dream Home - About Us
Welcome to Bansal Mortgages, your trusted mortgage broker in Surrey, British Columbia. With years of experience and in-depth knowledge of the local real estate market, we are committed to helping you find the perfect mortgage solution tailored to your unique needs. Whether you’re a first-time homebuyer or looking to refinance, our expert team is here to guide you through the mortgage process from start to finish. For complex situations, we work with B Lenders and private lenders who consider various factors, rather than focusing on numbers only. Depending on your needs, we can offer various mortgage options that include loans and line of credit.
Mortgage Approval Process
Stage 1: Initial Discussion
Step 1) Discovery Call
We discuss your financial situation and setup an action plan.
Stage 2: Pre-approval
Step 2) Application and Documents
We will send a mortgage application, privacy consent form and a personalized support document check list to guide you through the application.
Step 3) Pre-approval
Review your mortgage application and confirm the best lender applicable for your situation.
Stage 3: Approval
Step 4) Lender Underwriting
Determine whether the risk of lending to a particular borrower is acceptable.
Step 5) Conditional Commitment Processing
You are ready to accept lender’s offer (signing of commitment), and we work with you to meet the applicable conditions.
Step 6) Pre-Closing
Your lawyer will prepare and register the mortgage with the Land Title Office or transfer the title of the property to you.
Step 7) Closing
The realtor will provide you with the keys to your home and the lawyer will register your name on the title.
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Want to know some tips on how you can get approved for your first home in Canada?
Want to know how Bansal Mortgages can get you approved for your dream home?